Our current Gold Rate
INR /Gram
for 22Kt 916 melting purity

Swarna Varsha Savings Plan

You can avail this plan by submitting the duly filled up application form with the single remittance(minimum 10,000) along with Rs.40 non refundable documentation fee.If remittance amount exceeds more than Rs.40,000,customer is required to furnish a copy of their address proof and pancard.

Benefits Of this Plan

  • No value addition(making charges & wastages)
  • Customer can give their used/damaged ornaments as their remittance in this plan and after the scheme maturity he/she can choose gold ornaments with 0% value addition.
  • Plan can be extended according to the customer need and as per the rules and regulations of the government and the company.


  • You have all the freedom to withdraw the credited quantity of gold from the plan before the maturity date.
  • If the payment is made by old gold, and the customer want to settle the scheme before due date,customer may get their “PREMATURE QUANTITY”which is mentioned in the scheme certificate
  • In the premature with drawl of the plan, the customer can get only their credit quantity of gold which is mentioned in the certificate (NOT CASH) in raw form of gold(91.6 purity)
  • After maturing the payment (i.e after 365 days from the date of payment) customer can give order for or purchase gold ornaments, equivalent to the weight of gold (22ct) accumulated in his/her account under this plan.


Customer can avail loan from Chemm Finance Ltd upto maximum 60% to 75% of the value of gold credited in his/her account by surrendering the receipt or bond issued by Chemmanur jewellery

However,if the customer purchases the items exceeding the weight credited to his/her account,the excess will be billed with value addition and the same should be settled by the members either by cash/card/old gold exchange.

If you wish to join in this scheme plan,please send us your request to office@chemmanur.com with your contact number and name.

istered logo belong to Chemmanur group of companies